How Do Cash Payday Loans Work?

Payday loans are used by many people, from every walk of life

Payday loans are short-term loans that are available for people who have little to no credit, and who need cash fast because of an emergency or just because they need to have some extra cash on hand.

We offer payday loans online

This allows you to get an online loan from the privacy of your own home. The first step when an online payday loan is to fill out the form that you can find by hitting the apply now button, this allows us to access your data so that you can easily acquire a payday loan. We ask for a minimal amount of information, including your name, address, phone number, banking information and current job situation. Be sure to double-check all the information that you give to make sure that all numbers are right, so as to speed up the process of getting your payday loan.

The requirements for a payday loan are very simple

You must have a current job, usually for at least a period of between 1 to 3 months. The next requirement is money- you will need to make at least $1000 every month. You will also need to be 18 years old or older, and be a United States citizen. We do not lend to active duty members of the armed services.

Applying online is very easy

After you fill out the form requiring all your information, you will be contacted shortly by our loan representative that will help to confirm all the details given, as well as ask for verification on certain details of your account. We do not ask for faxed information- this is called a no-fax payday loan.

After you are approved

Depending on your details and how much of an income you make, you will be eligible to borrow anywhere from $100 to $1500 dollars. Generally speaking, the more money you can prove that you bring in a month, the more you will be permitted to borrow. After you are approved for your loan, you will have your money deposited into your account either overnight, or within 24 hours. You will then be required to repay the loan on the date of your next paycheck. When done online, we will know your banking information, and we can automatically withdraw our fee and money the day of your next paycheck if you so desire.

It's easy for many people to get a payday loan through our lending company. Check out how easy it is to help solve whatever financial crunch you may have found yourself in!